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Notify us of your IRA charitable rollover
If you check the box in this area, a module will open where you can enter your name and email to notify us of your IRA Rollover gift.
Thank you for considering an IRA charitable rollover gift to us. The website link will take you to your IRA custodian's website, where you may be able to log in and make a gift to Jewish Family Service of San Diego. Another option is to use the phone number to call your IRA custodian. They will assist you in making an IRA charitable rollover gift. If you would like to notify us of your generous IRA charitable rollover, please complete the Notify us of your IRA charitable rollover section.
Please note this is a time sensitive transaction. If the IRA charitable rollover is intended to satisfy your required minimum distribution for the current year, verify with your custodian that this transaction will be completed prior to December 31. If the transaction is not completed prior to December 31, you may be subject to penalties if you have not satisfied your required minimum distribution.
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|Notify us of your IRA charitable rollover|
|Thank you for considering a IRA gift to us. A sample letter is available to send to your DAF provider. You may save and print the PDF of your letter. If you have email contact information for your DAF provider, you may send a PDF copy of your DAF letter or you may copy and paste the text into an email. You will need to enter the amount of your recommended grant and your DAF account number on the letter before mailing. If you would like to notify us of your generous gift, please complete the Notify us of your DAF Gift section.|
IRA Charitable Rollover
Jewish Family Service of San Diego is committed to helping you bring your passion of serving others and strengthening our community to life.
If you are at least 70½ years of age, you are eligible to make a gift from your IRA directly to a charitable organization. This is often referred to as an IRA charitable rollover or a qualified charitable distribution (QCD). You can give up to $100,000 from your IRA to a qualified charity, and beginning in 2024, the $100,000 limit will be adjusted for inflation.
What is a required minimum distribution (RMD)?
For anyone with a pre-tax retirement account, such as an IRA or 401(k), at a certain age, you are required to withdraw each year. This withdrawal is called a required minimum distribution (RMD) and the amount you are required to withdraw depends on factors such as your marital status, age, and life expectancy.
- Beginning in 2023 you won't have to make an RMD until you are 73 years of age, and in 2033, the age increases to 75 years of age.
- Turning 73 in 2023? Making a gift to Jewish Family Service of San Diego can help satisfy part or all of your RMD. This means your gift won't count as income and could help reduce your Medicare premium and decrease the amount of Social Security income that is subject to tax.
Benefits of an IRA Charitable Rollover Gift
- Help provide critical services — from food assistance and transportation, to counseling and career coaching to individuals and families on our community.
- Pay no income taxes on your gift.
- Reduce your taxable income, even if you do not itemize deductions.
- Satisfy all or part your RMD for the year.
Plan for the Future
- Continue your support of Jewish Family Service of San Diego by naming us as a partial or full beneficiary of your retirement account. This is called a beneficiary designation and can be completed through your account administrator.
Let us Help
- Use the "Make a Gift From My IRA" tool located on this page to contact your IRA custodian.
- Speak with someone today about how support through your IRA can help create a stronger and healthier community where everyone can thrive.
If you have any questions about making a gift from your IRA or assigning Jewish Family Service of San Diego as a beneficiary or your retirement account, please contact us us.
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